Disclaimer – NBR Capital
Last Updated: [Insert Date]
Welcome to NBR Capital. This disclaimer outlines important limitations, responsibilities, and conditions regarding the use of our website, content, and resources. By visiting and using this website, you acknowledge and agree to the terms stated in this Disclaimer.
1. General Information
NBR Capital is a personal finance blog managed solely by Vicky Rajesh. The primary purpose of this blog is to provide educational, informational, and awareness-based content about saving, investing, money management, budgeting, and related topics.
NBR Capital is not a financial institution, consultancy, or advisory service.
Vicky Rajesh, the sole author and manager of this blog, is not a certified financial advisor, planner, or expert.
All articles, opinions, and guides published on this blog are meant for general information only.
Readers are encouraged to conduct their own research or consult with a licensed financial advisor before making any financial decisions.
2. No Professional Advice
The content on this blog does not constitute professional advice of any kind. This includes but is not limited to:
Financial advice
Investment guidance
Tax planning or legal advice
Insurance recommendations
Retirement or estate planning
While we strive to provide accurate, updated, and reliable information, we make no guarantees about the accuracy, completeness, or applicability of the content.
3. Accuracy of Information
We aim to ensure that all information published on NBR Capital is accurate and current at the time of writing. However:
Financial markets, regulations, and products change frequently.
Some content may become outdated over time.
Errors, omissions, or inaccuracies may occur.
NBR Capital and Vicky Rajesh are not responsible for any inaccuracies or outdated information found on the website.
4. Personal Responsibility
By using this website, you accept full responsibility for any actions you take based on the information provided.
You are solely responsible for verifying the accuracy and reliability of the content.
You agree that any financial decision, investment, or action you take is based on your own judgment.
NBR Capital and Vicky Rajesh will not be held liable for any losses, damages, or consequences arising from reliance on our content.
5. External Links Disclaimer
NBR Capital may contain links to third-party websites for reference, learning, or convenience.
We do not control or endorse the content, accuracy, or practices of these external websites.
Clicking external links is at your own risk.
We are not responsible for privacy policies, disclaimers, or terms of any third-party websites.
6. Affiliate and Advertising Disclosure
At times, NBR Capital may include affiliate links, sponsored content, or advertisements.
If you purchase or sign up through an affiliate link, we may earn a small commission at no additional cost to you.
These links help support the maintenance and growth of the blog.
Affiliate or advertising relationships do not influence our content, opinions, or recommendations.
We believe in honesty and transparency. Any sponsored content or partnerships will be clearly disclosed.
7. Testimonials and Reader Experiences
From time to time, NBR Capital may share testimonials, success stories, or reader experiences.
These are individual results and may not reflect typical outcomes.
Your experience with financial strategies may vary.
We do not guarantee that readers will achieve similar results.
8. Limitation of Liability
Under no circumstances will NBR Capital or Vicky Rajesh be held liable for:
Financial loss or damages of any kind
Loss of data, income, or profits
Decisions made based on blog content
Technical errors, interruptions, or malware affecting the site
The website and all content are provided on an “as-is” basis without warranties.
9. Fair Use Disclaimer
Some content on NBR Capital may include references, quotes, or excerpts from other sources. This is done under the principle of fair use for educational and informational purposes.
If you believe your copyrighted material has been improperly used, please contact us at nbrcapital33@gmail.com, and we will review and address the matter.
10. Personal Views Disclaimer
All opinions expressed on NBR Capital are those of Vicky Rajesh alone.
They do not represent the views of any company, organization, or institution.
Readers should not assume that personal opinions equate to certified financial advice.
11. Changes to Disclaimer
We may update or modify this Disclaimer at any time without prior notice. Updates will be reflected with a revised “Last Updated” date at the top of this page.
Your continued use of NBR Capital after changes are posted constitutes acceptance of those changes.
12. No Guarantees
While we share insights about saving, investing, and financial growth, NBR Capital does not guarantee:
Specific financial outcomes
Earnings, profits, or returns from any strategy discussed
Accuracy of third-party information or links
That the website will be free from errors or uninterrupted
Every financial decision carries risks, and readers must use their discretion.
13. Technology and Website Use
Although we strive to keep the website secure and accessible:
We cannot guarantee uninterrupted access to the site.
We are not responsible for malware, viruses, or technical failures.
You are responsible for ensuring that your device has proper security measures when accessing our blog.
14. Reader Acknowledgment
By using this website, you acknowledge that:
You understand that NBR Capital is an educational personal finance blog.
You agree not to hold NBR Capital or Vicky Rajesh liable for your decisions.
You accept that financial decisions should be made only after professional consultation.
15. Contact Information
If you have any questions about this Disclaimer, please contact us at:
📧 nbrcapital33@gmail.com
We value transparency and will do our best to address any concerns promptly.
16. Final Note
NBR Capital exists to spread financial awareness in a simple, easy-to-understand manner. While we provide helpful guides, articles, and resources, we remind our readers:
We are not a substitute for professional financial guidance.
Your financial journey is unique, and results may differ.
Use the blog as a starting point for learning, not as a final solution.
By continuing to use NBR Capital, you agree to this Disclaimer and accept its terms fully.