Privacy Policy – NBR Capital
Last Updated: [01-10-2025]
Welcome to NBR Capital. Protecting your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you visit or interact with our website www.nbrcapital.com.
By using our blog, you agree to the terms outlined in this Privacy Policy. If you do not agree, you may discontinue using the site.
1. Introduction
NBR Capital is a personal finance blog managed solely by Vicky Rajesh. The content shared here is for educational and informational purposes only. Vicky Rajesh is not a certified financial advisor or expert. Any financial decision you make after reading our blog is your sole responsibility.
This Privacy Policy is designed to provide transparency and assure our readers that their personal information is handled with care and respect.
2. Information We Collect
When you use our website, we may collect the following types of information:
a) Personal Information (Voluntarily Provided)
Name (when you submit it through comments, subscriptions, or contact forms)
Email address (if you sign up for newsletters, contact us, or leave a comment)
Any details you choose to share with us when contacting via email
b) Non-Personal Information (Automatically Collected)
Browser type and version
Device type (desktop, mobile, tablet)
IP address (anonymized where possible)
Pages visited and time spent on our site
Referring website or search engine used
c) Cookies and Tracking Technologies
We may use cookies, tags, and analytics tools (such as Google Analytics) to understand user behavior, improve site performance, and enhance your browsing experience.
3. How We Use Your Information
Your information helps us improve the blog and serve you better. Specifically, we may use your information for:
Sending newsletters and updates (only if you subscribe)
Responding to queries, suggestions, and feedback
Providing personalized content recommendations
Monitoring website performance and traffic trends
Ensuring compliance with applicable laws
Preventing spam and maintaining site security
We do not sell, rent, or trade your personal information with third parties.
4. Cookies Policy
Cookies are small files stored on your device that help us enhance user experience.
We use cookies for:
Remembering user preferences
Analyzing traffic and behavior patterns
Improving navigation and content delivery
You can disable cookies in your browser settings, but some features of the site may not work properly without them.
5. Third-Party Services
Our website may use third-party services, plugins, or links, including but not limited to:
Google Analytics (for traffic analysis)
Email newsletter services (for subscriptions)
Social media sharing buttons (Facebook, Twitter, LinkedIn, etc.)
These third parties may collect data under their own privacy policies. NBR Capital is not responsible for how external services handle your data.
6. Email Communications
When you contact us at nbrcapital33@gmail.com, or subscribe to newsletters, you may voluntarily provide personal information such as your name and email.
We use this information to:
Respond to your queries
Send requested updates or newsletters
Share new articles, guides, and announcements
You can unsubscribe anytime by clicking the “unsubscribe” link in our emails or contacting us directly.
7. Data Protection and Security
We take reasonable steps to protect your data from unauthorized access, misuse, or disclosure. However, no method of transmission over the internet is 100% secure.
While we strive to protect your personal information, we cannot guarantee absolute security. You agree to use the website at your own risk.
8. Children’s Privacy
NBR Capital does not knowingly collect personal information from children under 13. If you are a parent/guardian and believe your child has shared personal data with us, please contact us at nbrcapital33@gmail.com so we can delete it.
9. Data Retention Policy
We retain personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy. Non-personal data collected for analytics may be retained longer for website improvement purposes.
10. Sharing of Information
We do not share your personal data with unrelated third parties. However, we may disclose information:
To comply with legal obligations or court orders
To protect our rights, property, and safety
To prevent fraudulent activities
11. External Links
Our blog may contain links to third-party websites. Clicking these links may redirect you to websites outside of our control. We recommend reviewing the privacy policies of any third-party websites you visit, as we are not responsible for their practices.
12. Disclaimer of Financial Responsibility
All content on NBR Capital is for educational purposes only. While we aim to provide accurate and updated financial insights, we cannot guarantee the accuracy, completeness, or suitability of the information.
Readers should consult certified financial professionals before making investment, savings, or financial decisions. NBR Capital and Vicky Rajesh will not be held responsible for any loss or damage arising from the use of information on this site.
13. User Rights
As a user, you have the right to:
Request access to your personal data
Request correction or deletion of your data
Opt-out of newsletters or email updates
Refuse the use of cookies through your browser
To exercise these rights, email us at nbrcapital33@gmail.com.
14. International Users
Since NBR Capital is accessible globally, users outside our primary region acknowledge that their data may be processed and stored under different privacy laws. By using our site, you consent to this processing.
15. Policy Updates
We may update this Privacy Policy from time to time to reflect changes in laws, practices, or site improvements. Updates will be posted on this page with a new “Last Updated” date.
16. Your Consent
By using NBR Capital, you consent to the collection, storage, and use of your information as described in this Privacy Policy.
17. Contact Us
If you have any questions, concerns, or requests related to this Privacy Policy, please contact us:
📧 nbrcapital33@gmail.com
We will do our best to address your concerns in a timely manner.
Final Note
At NBR Capital, we respect your privacy and value your trust. Our goal is to create a safe, informative, and engaging platform where everyone can learn about personal finance, money management, savings, and investing in a simple way.
Your continued support helps us grow and share more useful financial awareness content with everyone.