Terms and Conditions – NBR Capital
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Welcome to NBR Capital. By accessing or using this website (www.nbrcapital.com), you agree to comply with and be bound by the following Terms and Conditions. If you do not agree to these terms, please do not use this website.
These Terms and Conditions, together with our Privacy Policy, govern your use of this website, its content, and any related services.
1. General Information
NBR Capital is a personal finance blog managed solely by Vicky Rajesh. All content is for educational and informational purposes only. Vicky Rajesh is not a certified financial advisor, and the information provided on this site should not be considered professional financial advice.
By using this site, you acknowledge and accept that any financial decisions you make based on the content of this blog are your responsibility.
2. Acceptance of Terms
By visiting or using www.nbrcapital.com, you accept and agree to be legally bound by these Terms and Conditions. These terms apply to all users, including but not limited to visitors, subscribers, and registered users.
If you do not agree with any part of these terms, you must immediately discontinue use of the website.
3. Intellectual Property Rights
All content on NBR Capital, including text, images, graphics, logos, videos, articles, blog posts, and other materials, is the intellectual property of Vicky Rajesh unless otherwise stated.
You May:
Read, view, and share content for personal and non-commercial use.
Use content for educational purposes, provided proper credit is given to NBR Capital.
You May Not:
Copy, reproduce, modify, distribute, or republish content without explicit permission.
Use any content for commercial purposes without prior consent.
Claim ownership or authorship of any content on the site.
4. User Conduct
While using this website, you agree to:
Use the site for lawful purposes only.
Avoid posting content that is abusive, offensive, defamatory, or illegal.
Not attempt to hack, disrupt, or damage the website or its services.
Respect copyright and intellectual property rights.
We reserve the right to remove comments or content that violate these Terms at our discretion.
5. Comments and User Content
NBR Capital allows users to post comments on articles and share ideas. By posting:
You grant NBR Capital a non-exclusive, royalty-free, worldwide license to use, display, and distribute your comments or content.
You confirm that your content does not infringe on the rights of others.
You are solely responsible for any content you submit.
We are not responsible for any liability arising from user-submitted content.
6. Disclaimer of Financial Advice
All content on NBR Capital is for educational purposes only. Vicky Rajesh is not a certified financial advisor, and the blog does not provide professional investment or financial advice.
Readers should consult licensed professionals before making any financial decisions, including but not limited to:
Investments in stocks, mutual funds, or other securities
Insurance purchases
Tax planning or tax-related decisions
Retirement planning or pension contributions
NBR Capital and Vicky Rajesh are not liable for any loss or damages resulting from reliance on the information provided on this site.
7. External Links
NBR Capital may include links to external websites. These links are provided for convenience only.
We are not responsible for the content, privacy practices, or policies of external websites. Users are encouraged to read the terms and privacy policies of any website they visit.
8. Limitation of Liability
By using this website, you agree that NBR Capital, Vicky Rajesh, and any affiliates are not liable for:
Any direct, indirect, incidental, or consequential loss arising from the use of the site
Errors, inaccuracies, or omissions in content
Any third-party content, products, or services linked on the site
Technical issues such as downtime, malware, or unauthorized access
Use the website at your own risk.
9. Indemnification
You agree to indemnify and hold harmless NBR Capital, Vicky Rajesh, and affiliates from any claims, damages, liabilities, or expenses arising from your:
Use of the website
Violation of these Terms and Conditions
Violation of any applicable law or third-party rights
10. Subscription and Newsletter
By subscribing to newsletters or email updates:
You agree to receive updates, news, and content from NBR Capital.
You may unsubscribe at any time using the “unsubscribe” link in emails.
We will not sell or share your email address with third parties.
11. Privacy
Your use of NBR Capital is also governed by our Privacy Policy, which explains how we collect, store, and use personal information. Please review it carefully.
12. Modifications to Terms
NBR Capital reserves the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the site.
Your continued use of the website after changes indicates your acceptance of the updated terms.
13. Governing Law
These Terms and Conditions are governed by the laws applicable to online content and digital services.
By using NBR Capital, you agree to comply with all applicable laws related to online conduct, intellectual property, and content usage.
14. Termination
We may suspend or terminate access to NBR Capital without prior notice for violations of these Terms or any other reasons we deem necessary.
15. Contact Information
For any questions, concerns, or clarifications regarding these Terms and Conditions, please contact us:
📧 nbrcapital33@gmail.com
We strive to respond promptly and address any concerns regarding the use of our website or content.
16. Final Notes
By using NBR Capital:
You confirm that you have read, understood, and accepted these Terms and Conditions.
You acknowledge that the blog is a personal initiative by Vicky Rajesh, and content is for educational purposes only.
You agree to use the site responsibly and respect intellectual property rights.
Thank you for being part of the NBR Capital community. We hope you enjoy reading, learning, and applying practical financial knowledge from our blog.